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Auto Insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:
  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Torrance, CA

TorranceTorrance, the eighth largest city in Los Angeles County, competes globally through its myriad of assets: diverse residents, flourishing businesses and safe communities. Over the years, Torrance continues to live out its motto as a balanced city. Torrance enjoys a moderate year-round climate with warm temperatures, sea breezes, low humidity and an average rainfall of 12.55 inches per year. The population of Torrance was 145,438 at the 2010 census. This residential and light high-tech industries city has 90,000 street trees and 30 city parks. Known for its low crime rates, the city consistently ranks among the safest cities in Los Angeles County. (Source and Image Source: Wikiepedia.org.)

Ganis Insurance


GIS has offered Californians Auto, Home, Commercial, Business and Health Insurance for over 3 decades. Our ability to shop dozens of carriers enables you to obtain the best coverage for the best price. We represent numerous insurance companies that can help you save money and give you the security you deserve. Our customer service representatives will ensure that your policy has the right coverage for the best price. Simply fill out one of our contact forms or give us a call at 310-540-8486 to start saving today!
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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Ganis Insurance Services, Inc.
3655 Torrance Blvd, Suite 210
Torrance, Ca. 90503
Ca Lic # 0I01647
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